Utility template · 6 examples · English & Hindi

Insurance premium due reminder WhatsApp templates

A premium reminder is one of the few insurance messages that is clearly utility — as long as it only states the due date. Meta’s own example draws the line: a reminder with no incentive is utility, while “Renew today to save…” is marketing. These templates keep to the policy, the amount and the date.

Short

English · en

Hi Sunita, the premium of ₹18,640 for your policy HL-4410982 is due on 28 Sep. Reply here if you have any questions about the payment.

10:42

Template text to copy

Hi {{1}}, the premium of ₹{{2}} for your policy {{3}} is due on {{4}}. Reply here if you have any questions about the payment.
insurance_premium_reminder_en_short

Formal, detailed

English · en

Premium due reminder

Dear Mr. Joshi, this is a reminder that the annual premium of ₹32,450 for your term life policy (policy number TL-88213407) is due on 28 Sep. The policy stays in force when the premium is paid by the due date. You can pay through your insurer’s website or app, or reply here and your advisor will help.

10:42

Template text to copy

Dear {{1}}, this is a reminder that the annual premium of ₹{{2}} for your {{3}} policy (policy number {{4}}) is due on {{5}}. The policy stays in force when the premium is paid by the due date. You can pay through your insurer’s website or app, or reply here and your advisor will help.
insurance_premium_reminder_en_formal

With buttons

English · en

Hello Vikram, a reminder that the premium for your family health policy, ₹24,300, is due on 2 Oct. Tap below to pay online or to speak to your advisor.

10:42

Pay premiumCall advisorAlready paid

Template text to copy

Hello {{1}}, a reminder that the premium for your {{2}} policy, ₹{{3}}, is due on {{4}}. Tap below to pay online or to speak to your advisor.
insurance_premium_reminder_en_buttons

Short

Hindi · hi

नमस्ते सुनीता, आपकी पॉलिसी HL-4410982 का ₹18,640 का प्रीमियम 28 सितंबर को देय है। भुगतान से जुड़ा कोई सवाल हो तो यहीं जवाब दें।

10:42

Template text to copy

नमस्ते {{1}}, आपकी पॉलिसी {{2}} का ₹{{3}} का प्रीमियम {{4}} को देय है। भुगतान से जुड़ा कोई सवाल हो तो यहीं जवाब दें।
insurance_premium_reminder_hi_short

Formal, detailed

Hindi · hi

प्रीमियम देय रिमाइंडर

प्रिय जोशी जी, यह रिमाइंडर है कि आपकी टर्म लाइफ पॉलिसी (पॉलिसी नंबर TL-88213407) का ₹32,450 का वार्षिक प्रीमियम 28 सितंबर को देय है। पॉलिसी चालू रखने के लिए देय तिथि तक प्रीमियम का भुगतान ज़रूरी है। भुगतान में मदद चाहिए तो इस संदेश का जवाब दें, आपके सलाहकार संपर्क करेंगे।

10:42

Template text to copy

प्रिय {{1}}, यह रिमाइंडर है कि आपकी {{2}} पॉलिसी (पॉलिसी नंबर {{3}}) का ₹{{4}} का वार्षिक प्रीमियम {{5}} को देय है। पॉलिसी चालू रखने के लिए देय तिथि तक प्रीमियम का भुगतान ज़रूरी है। भुगतान में मदद चाहिए तो इस संदेश का जवाब दें, आपके सलाहकार संपर्क करेंगे।
insurance_premium_reminder_hi_formal

With buttons

Hindi · hi

नमस्ते विक्रम, आपकी फैमिली हेल्थ पॉलिसी का प्रीमियम ₹24,300 है, जो 2 अक्टूबर को देय है। ऑनलाइन भुगतान के लिए नीचे टैप करें या अपने सलाहकार से बात करें।

10:42

प्रीमियम भरेंसलाहकार को कॉल करेंभुगतान कर दिया

Template text to copy

नमस्ते {{1}}, आपकी {{2}} पॉलिसी का प्रीमियम ₹{{3}} है, जो {{4}} को देय है। ऑनलाइन भुगतान के लिए नीचे टैप करें या अपने सलाहकार से बात करें।
insurance_premium_reminder_hi_buttons

Variables such as {{1}} are filled with each customer’s details when you send. Example values are shown in the preview. Writing your own? Check it before you submit.

When to send it

  • 30, 15 and 7 days before the premium due date
  • During the grace period, if the premium is still unpaid
  • When the premium amount changes at renewal
  • For clients who pay manually rather than by auto-debit

Tips for approval and replies

  • State the facts only: policy, amount, due date. Words like “renew today”, “save” or a bonus for paying early push the template into marketing.
  • Do not pitch a top-up, a new plan or a rider in the same message. Send those separately as marketing templates to clients who opted in to offers.
  • Give clients a way to reach their advisor — a phone button or a “reply here” line. Many have a question about the amount before they pay.
  • Keep your renewal list in a spreadsheet, import it into wbm.link as a CSV with policy number, premium and due date as custom fields, and broadcast each week’s due list to one label.

Category: Utility

Utility templates are about something the customer already did, carry nothing promotional, and cost far less per message than marketing. Add an offer and Meta bills it as marketing. See what it costs · More for finance & insurance: WhatsApp for finance & insurance

FAQ

Frequently asked questions

Something else on your mind? Ask us.

Is an insurance renewal reminder utility or marketing on WhatsApp?

A reminder that a customer’s existing premium is due, with no incentive, is utility — Meta uses exactly this example. Once it offers a saving, a discount or a new product, it is marketing.

Can advisors send premium reminders from the firm’s number?

Yes. Connect the firm’s number to wbm.link, send the reminders as templates, and clients’ replies land in the shared team inbox, where each chat can be assigned to the advisor who handles that client.

What should a premium reminder never include?

A request for card details, passwords or OTPs. Point clients to the insurer’s own website or app, or to their advisor, to make the payment.

Related templates

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